Virtual CFO (vCFO)

Strategic financial leadership — without the full-time CFO cost

Professional financial leadership for founders and growing businesses

Clear numbers. Better decisions. Real commercial insight — delivered remotely and flexibly.

a fraction of the cost of a full-time CFO.

What Is a Virtual CFO?

A Virtual CFO (vCFO) is a senior finance professional who provides the strategic leadership of a Chief Financial Officer without being a full-time employee.

All delivered remotely, on a fractional or project basis, and at a fraction of the cost of a full-time CFO.

Instead of hiring an in-house CFO before your business is ready, you gain access to:

Executive-level financial thinking

Our innovative solutions are designed to address the unique needs of our clients and drive success.

Strategic planning and forecasting

We take a personalized approach to ensure that every individual receives tailored support and guidance.

Cash flow and performance oversight

Our team is dedicated to providing superior customer service and ensuring complete satisfaction.

Decision support for growth and investment

Our team is dedicated to providing superior customer service and ensuring complete satisfaction.

You’re not hiring a firm. You’re hiring a CFO.

What sets this apart:

Drapalski Consulting is founder-led. When you engage Virtual CFO services, you work directly with me — not a rotating bench of consultants or junior analysts.

US-licensed CPA (North Carolina)
Based in Germany with deep US–EU business exposure
Fluent in finance, accounting, and commercial reality
Clear communicator for founders, boards, banks, and investors
Practical, decision-focused — not theoretical

Many companies have bookkeepers and tax advisors.
Very few have a true financial thought partner.

That’s the gap I fill.

Services

What I Do as Your Virtual CFO

01

Strategic Financial Planning

Budgets, forecasts, and financial models
Scenario planning tied to real business drivers
Growth, pricing, and margin analysis

02

Financial Analysis & Controlling

Deep review of performance and cost structures
Identification of risks and inefficiencies
Actionable insights — not just reports

03

Management Reporting & KPIs

Executive dashboards that actually support decisions
KPI design aligned with your strategy
Clear explanations, not accounting jargon

04

Cash Flow & Liquidity Management

Rolling cash flow forecasts
Working capital optimization
Runway and burn-rate visibility

05

Financing & Capital Support

Bank and investor-ready financials
Forecasts, models, and pitch support
Strategic input for funding decisions

06

Executive Decision Support

Hiring and expansion decisions
Investment and project evaluations
Commercial and financial trade-off analysis

Trusted Excellence

The Benefits of a Virtual CFO

Cost-Effective

Senior-level CFO expertise without full-time compensation or overhead.

Flexible

Monthly, quarterly, or project-based — scaled to your needs.

Founder Focused

You stay focused on running the business. I focus on financial clarity.

Unleash the Power

Who This Is For

Startups

Building financial structure early
Preparing for fundraising
Avoiding costly mistakes during growth

Growing Small & Mid-Sized Businesses

Professionalizing financial management
Scaling operations with control
Gaining confidence in decision-making

Companies in Transition

Fundraising, restructuring, expansion
Temporary CFO needs without permanent hiring

International & Cross-Border Businesses

US–EU perspective and expectations
Clear financial communication across borders
Practical support for complex environments

Virtual CFO vs Accountant vs Outsourcing

This distinction matters.

A Virtual CFO is not a bookkeeper

Focus is strategy, leadership, and decision support.

A Virtual CFO is not a tax advisor

Tax compliance is important, but it’s not CFO work.

A Virtual CFO is not low-cost outsourcing

No offshoring, no handoffs, no loss of control.

A Virtual CFO is a senior financial partner

who sits alongside the founder and leadership team.

How We Work Together

No long-term lock-ins.
No unnecessary complexity.
No surprises.

Strategy Call (No Obligation)

We discuss your business, challenges, and goals.

Defined Scope & Cadence

Fractional monthly support or targeted project work.

Ongoing Execution & Sparring

Clear deliverables, regular touchpoints, measurable impact.

Take Action Now

Let’s Talk Clearly About Your Numbers!

Ready for CFO-Level Clarity?
If you’re making important financial decisions and want an experienced finance partner who thinks commercially and acts pragmatically, let’s talk.

No obligation. Clear answers. Real insight.